Aetna Medicare Advantage PPO 2020
Where you buy a Medicare Advantage plan from determines a lot about that plan. It sets the price for the plan, creates limits as to where you can be covered and it provides you with specific benefits on top of the healthcare coverage. Aetna Medicare Advantage PPO 2020 gives you some great coverage and ensures you benefit from your plan even outside of Aetna’s network, and that’s a big deal for a lot of seniors.
It’s important because with your typical Medicare Advantage plan, you will only be covered by your plan if you stay within your carrier’s network area for healthcare treatment. Going outside of that network typically means that you have to pay for all the healthcare services yourself. A PPO plan will cover you fully on the network too, but it also covers you for some of your insurance plan while you are outside the network. That can come in very useful if you live near the outskirts of your carrier’s network area or you travel a lot and may end up outside the coverage area in your time of need.
How a Medicare Advantage PPO Plan Covers You
The “PPO” in the name has no bearing on the medical benefits of the insurance policy. It only determines where you receive coverage and how much of your plan’s coverage you get outside of the network. The actual medical benefits for this kind of plan will vary based on which of the Aetna Medicare Advantage plans you signed up for.
There are basic ones and those that give you much more coverage, and you can choose between them to find the one you want and still benefit from that expansive PPO network coverage.
The basic plan is going to cover you for quite a few medical expenses. It can cover you for Medicare Part A and Medicare Part B, taking care of most of your hospital expenses and the cost of going to the doctor’s office. You’ll also be covered for any emergency medical services that you require, including very expensive ER care. The basic plan also covers the cost of any urgently needed medical care, rounding out your coverage with great protection from those unexpected (and usually costly) healthcare expenses that seniors often face.
The more robust Medicare Advantage plans will cover you for all of that plus some more. They can cover you for prescription drug plans known as Medicare Part D. They can also cover the routine checkup costs and other expenses that relate to your vision and hearing care.
The Benefits of Signing Up with Aetna
We chose Aetna to talk about here because we think that do great work for their customers. They have plans that are highly rated and customer reviews that are very positive. This is because they care about providing for the needs of their customers, offering them member perks that don’t cost you anything extra beyond your monthly premium and deductible.
These perks are included with every Aetna Medicare Advantage PPO 2020 plan. They may vary slightly by location, but they generally include home delivery of medications, personalized fitness plans, discounts on nonessential medial care and more.
When you sign with Aetna, you also get to benefit from their prices, and you can see what those rates are by checking on our website. The rates are going to change after a while, usually as often as once per year. You can check our site when the new rates become available and see what you might be paying for your plan if you choose to renew it at the end of your term. You can then plan ahead and find a cheaper plan with the same coverage from another provider. Our site makes it easy to do that, as we offer you a list of prices for each plan so that you can see how the different insurers compare to one another.
Aetna also offers a large coverage area, which means that you can get your coverage in more areas. That’s helpful even when you have a PPO plan that can cover you off the network, because PPOs can only give you partial coverage outside of the network. If you want to get the most from your plan, then you should try to be treated on the network as much as possible. So, signing up with Aetna and their large network is a good idea for seniors looking to save money on healthcare.
How You Can Get a Medicare Advantage PPO Plan
There are some requirements that need to be met for you to be eligible for a Medicare Advantage plan. You will need to be eligible Medicare, first of all. This means you need to be 65 or older and be a US citizen or a permanent resident. That will get you eligible for Medicare.
Then you need to have a basic Medicare plan and live in your carrier’s coverage area to be eligible for Medicare Advantage. Having that Original Medicare plan is important, since you will still receive some coverage from it once you sign up for Medicare Advantage. The Original plan will provide you with cover for hospice care, and all of your other medical expenses would be covered by the Advantage plan and your new provider.
You can sign up for one of the Aetna Medicare Advantage plans during the Open Enrollment period. This starts later this year on October 15th. It will extend until December 7th, as which point you will have to wait until next year to try to sign up again. Make sure you get your application in during this window to ensure you can get coverage starting on the first day of 2020.
One of the Aetna Medicare Advantage PPO 2020 plans can help you to keep your healthcare costs low for the coming year, so check out the lineup that Aetna offers and see pricing information here on our site. For any questions about eligibility, availability and finding the right coverage plan, be sure to get in touch with our team of healthcare insurance professionals.
Compare Medicare Advantage for 2020