BCBS Medicare Advantage Plans 2020
Did you know that you can get Medicare parts A and B covered by more than just Original Medicare. There are medical plans known as Advantage policies that cover most all of that for you, but they do more than that as well. They also cover you for emergency care and urgently needed medical treatment, and some of them can even cover prescription drug plans and routine checkups. These are powerful plans, and what BCBS Medicare Advantage plans 2020 has to offer are able to save many people a ton of money on their medical care for the year.
Do You Need Medicare Advantage?
If you are a Medicare subscriber, then you are familiar with what Medicare Part A and Medicare Part B do for you. These are coverage policies from the government that take care of many of your common expenses and do so at an often good rate. Advantage plans cover almost all of that for you. They only leave the hospice expenses to cover, and those will still be covered by Medicare Part A, if you sign up for an Advantage plan. So you get all the Original Medicare coverage, but is that all?
Not by long shot. You can also be covered for the other expenses we listed earlier. That’s all your ambulatory care, ER visits, preventative care, some medications and much more. You may find that once the Medicare Advantage plan covers you for all it is supposed to that you have little to nothing left to pay out of pocket. You may simply be responsible for the monthly premium and the annual deductible on the Advantage Plan and nothing else.
That premium could be as low as $0 a month, if you choose the right plan. The deductible will tend to be higher in cases like that, but think about the savings you could enjoy if you paid nothing each month for your comprehensive medical care. That could be a massive money saver. This is why we think that every senior who is eligible for Medicare Advantage should at least consider this type of coverage plan.
In order to be eligible for these plans, you will need to be 65 years or older and be a citizen of the United States. You could also be a permanent resident, but you must have held that status for at least five consecutive years to qualify.
How to Get a BCBS Medicare Advantage Plan
Once you qualify, you can sign up for one of the Advantage plans during its Open Enrollment period. This is a once-a-year window that opens up on October 15th and closes back on December 7th. You have that entire period in which to sign up for the Advantage plan of your choice, and if you miss it, then you have to wait until next year. If you are at all interested in BCBS Medicare Advantage plans for 2020, then you should look into these plans before that period ends later this year. Once you do sign up, then you will be provided coverage starting on January 1st of 2020.
You will get this coverage through your insurer, which in this case would be Blue Cross Blue Shield. You will have to pay a monthly premium or your plan and an annual deductible. Before you get signed up, though, and agree to the terms of any coverage plan, you should be looking at rates.
How to Compare Prices
You can do that right here on our website. We actually make it really simple for you to source some quotes for Medicare Advantage and then find a good deal on these plans. You can get a list of them right here, and we will show you BCBS and their rates as well as the rates of other insurers in your area. We give you relevant rates that are local to you and that are current. We never use stored rates, so you know our information is fresh and relevant.
You will want to source as many quotes as you can before you make your decision. You may like the rate that BCBS charges, but are they the absolute lowest ones available? You could be saving more money by going elsewhere for your coverage, and that’s something we want to help you figure out.
Of course, it’s not all about the cost of the plan, and you may want to factor in the various other factors that are relevant to you. You may consider the reputation of the companies you are thinking about going with. You may also want to look at the customer benefits that are offered, on top of the medical coverage. Some insurance providers will offer you gym memberships, pharmacy discounts, healthy living programs and more to entice you to choose them over the competition.
You can see what the rates are, though, when you use our website. Just source the quotes through our site and see how various insurance providers compare to one another. You might be surprised at how different the prices can be from one provider to the next.
You may also want to take into account the coverage being offered by the individual plans. Yes, another provider may have a cheaper Advantage plan, but does it cover as much as the best of what BCBS is selling? The coverage can vary from one plan to the next. Though they all have the same basic coverage, the added cover can come in useful and can enable you you save some money.
If you a looking to snag the best deal on Medicare Advantage coverage, then please use our website and contact our team for expert advice. We want to help you make the right choice and make sure it is one that you are happy with. You should consider the BCBS Medicare Advantage plans for 2020, but you also want to look at your other options. There may be something even better for you out there.
Compare Medicare Advantage for 2020