Mutual of Omaha Medicare Advantage Plans 2020
Mutual of Omaha is rolling out a lineup of plans for the 2020 year, and we have all the details here. The Mutual of Omaha Medicare Advantage plans for 2020 are able to cover a number of healthcare expenses for you, and many seniors can benefit from these healthcare policies.
Mutual of Omaha will be selling Care Advantage Complete and Care Advantage Plus as their premier Advantage policies. These follow all the Medicare Part C guidelines, meaning the they cover at least Medicare parts A and B, urgently needed medical care and emergency treatment services. They can also include additional coverage for you, such as prescription drug coverage, over-the-counter drug coverage and transportation to medical appointments. They may also cover checkups you have throughout the year for dental, vision, hearing and more.
Mutual of Omaha runs a Silver Sneakers program that provide members with more coverage and more perks than your average Advantage plan. These kinds of plans can be very helpful for seniors who want some extra perks and who may need some extra financial assistance that other insurance carriers and other types of healthcare policies do not provide for them.
What to Know about Mutual of Omaha
This insurance provider is very customer focused. That is one of their strong points and the reason why so many people choose them as their carrier. Mutual of Omaha makes a point to listen to what their customers are saying and to respond by making changes when possible to accommodate them. They also offer great customer service and competitive pricing.
If you want to see where their prices fall in relation to those of other insurers, then you can simply use our website. We give you a list of quotes for each plan you search for on our website. This lets you easily compare the plans and see who offers the best deal.
Mutual of Omaha also works with local healthcare partners, such as pharmacies, clinics and hospitals. They use these partners to offer their clients greater perks and discounts and to ensure that their network extends to as many areas as possible. That network is a key component of how seniors get coverage from them, because going off the network means that seniors will not be covered fully by their plan.
Mutual of Omaha offers two primary network option for seniors to choose from. The one most people will go with is the HMO option. This will cover you for on-network care entirely. It doesn’t cover you at all if you decide to go outside of your network for care, though. The PPO network option is your other primary choice, and it will cover you fully within the network and partially outside of the network. As you might surmise, that will cost you more, and PPO plans are a bit pricier than HMO ones.
Mutual of Omaha Medicare Advantage plans for 2020 are sold through the company’s offices located all around the country. This is a national insurance provider, and they are one of the biggest insurers in the nation. That means that their network coverage is extensive.
This insurance carrier does more than just sell Medicare plans. It also offers a variety of other insurance plans and financial services for its customers. This Fortune 500 company is a leader in the healthcare insurance market, and they have earned billions in revenue over the past few years, which positions them as a very stable, very strong company that has a lot to offer its customers.
How to Get One of Their Advantage Plans
If you would like a Medicare Advantage policy from Mutual of Omaha, then you have to meet the general eligibility requirements that Medicare has put in place for these plans. That would be reaching 65 years of age and being a US citizen or a permanent resident. There are some people who qualify for these plans before they turn 65, though. Those would be people who have been approved for disability or who have another medical condition that qualifies for what is known as early approval. This means that they could sign up early for any Medicare plan.
Once you have been approved for Medicare or Medicaid, then you are going to be approved for Medicare Advantage, once you apply. While Medicare is often something at you are approved for automatically once you reach age 65, you need to manually apply for Medicare Advantage approval. That’s because not as many people need the kind of powerful, expansive coverage provided by this plan type.
You can apply directly through Mutual of Omaha, if you like, but we suggest you do some price comparing first. You may want to source some quotes before you make a decision and see just how competitive Mutual of Omaha is with their prices. The variety of rates out there on very similar or identical plans may surprise you.
There is a specific period of time in which you are supposed to apply for your Medicare Advantage coverage. Every year, from October 15th until December 7th, Open Enrollment for Medicare Advantage occurs. It’s best to try to sign up during this time. If you can’t make it, then just wait for the same period next year.
Medicare Advantage is a great way for seniors to cut their costs and to get coverage that matters to them. Advantage plans can replace your existing Original Medicare coverage, and they can be a great way to eliminate some superfluous healthcare policies and consolidate everything in one, large plan.
Mutual of Omaha Medicare Advantage plans for 2020 are worth a look for any seniors who might need some more medical coverage. They are often well priced to where they provide seniors with plenty of value, so check them out here on our site and see how much money they might save you. One of these plans could just be able to save you hundreds of dollars over the coming year.